Farm Insurance

No matter what kind of operation your are running, we offer a comprehensive farmownwers package that will cover your residence, personal property, barns & outbuildings, farm personal property, and personal & farm liability.

Liability Coverages include

  • $25,000 Basic Liability
  • Unlimited Horsepower-Outboard Motors
  • Snowmobile – Off Premises (Excluding Ohio)
  • $500 Per Person Medical
  • $3,000 Damage to Property of Others
  • $25,000 Sudden and Accidental Pollution

Optional Coverages

  • Coverage Plus Endorsement – Includes:
    • $2,500 Sewer Back Up
    • $300 Tree Debris Removal
    • $500 Refrigerated Foods or Farm Personal Property
    • Emergency Removal of Hay
    • Waterbed Discharge
    • Personal Injury Liability
  • Residence Specified Additional Coverage
  • Replacement Cost of Outbuildings
  • Waiver of Residence Glass Deductible
  • Peak Season
  • Ordinance or Law Coverage
  • Recreational Motor Vehicles(Off Road)
  • Watercraft
  • Personal Computers
  • Earthquake
  • Business Pursuits
  • Replacement Cost – Personal Property
  • Leisure Sports Endorsement
  • Additional Debris Removal
  • Employers Liability (Excluding Ohio)
  • Off-Premises Electrical Failure
  • Livestock Confinement Coverage
  • Additional Operating Expense
  • Loss of Income
  • Farm Personal – Spoilage
  • Increased Premises Pollutant Cleanup Removal
  • Damage to Crops and Fences
  • Scheduled Personal Property
  • Theft of Building Materials
  • Pollution Increased Limits
  • Custom Farming

Property Coverages

  • Named or Special Perils – Dwelling
  • Named or Special Perils – Personal Property
  • 10,000 Pollutant Clean-Up – On Premises
  • Standing Grain – Fire and Lightning
  • $50,000 for Newly Constructed Outbuildings
  • Private Power and Light Pole Coverage
  • $100,000 Limit for New, Leased, or Borrowed Farm Machinery
  • $1,000 Coverage for Credit Card or ATM Card
  • $500 Fire Department Service Fee
  • $1,000 Watercraft
  • $2,000 Coverage for Theft of Firearms
  • $2,500 Coverage for Farm Records
  • $250 Money
  • $1,000 for Stamp Collections
  • Cab Glass – No Deductible
  • $2,500 for Business Property – On Premises
  • $250 for Business Property – Off Premises
  • $2,500 for Theft of Jewelry
  • $2,500 for Theft of Silverware
  • $250 for Refrigerated Food
  • Debris Removal
  • $250 for Fallen Tree Debris Removal – No Deductible
  • $1,500 for Cemetery Markers