Liability Coverages include:

• $25,000 Basic Liability
  • Unlimited Horsepower-Outboard Motors
  • Snowmobile - Off Premises (Excluding Ohio)
• $500 Per Person Medical
• $3,000 Damage to Property of Others
• $25,000 Sudden and Accidental Pollution
  
  

  Optional Coverages: Coverage Plus Endorsement - Includes: $2,500 Sewer Back Up $300 Tree Debris Removal $500 Refrigerated Foods or Farm Personal Property Emergency Removal of Hay Waterbed Discharge Personal Injury Liability Residence Specified Additional Coverage Replacement Cost of Outbuildings Waiver of Residence Glass Deductible Peak Season   Ordinance or Law Coverage Recreational Motor Vehicles(Off Road) Watercraft Personal Computers Earthquake Business Pursuits Replacement Cost - Personal Property Leisure Sports Endorsement Additional Debris Removal Employers Liability (Excluding Ohio) Off-Premises Electrical Failure Livestock Confinement Coverage   Additional Operating Expense Loss of Income Farm Personal - Spoilage Increased Premises Pollutant Cleanup Removal Damage to Crops and Fences Scheduled Personal Property Theft of Building Materials Pollution Increased Limits Custom Farming

  Property Coverages: Named or Special Perils - Dwelling Named or Special Perils - Personal Property 10,000 Pollutant Clean-Up - On Premises Standing Grain - Fire and Lightning $50,000 for Newly Constructed Outbuildings Private Power and Light Pole Coverage $100,000 Limit for New, Leased, or Borrowed Farm Machinery $1,000 Coverage for Credit Card or ATM Card $500 Fire Department Service Fee $1,000 Watercraft $2,000 Coverage for Theft of Firearms $2,500 Coverage for Farm Records $250 Money $1,000 for Stamp Collections  Cab Glass - No Deductible $2,500 for Business Property - On Premises $250 for Business Property - Off Premises $2,500 for Theft of Jewelry $2,500 for Theft of Silverware $250 for Refrigerated Food Debris Removal $250 for Fallen Tree Debris Removal - No Deductible $1,500 for Cemetery Markers